Reason code |
Description |
accountInactive |
Account is not active or deactivated |
businessInactive |
The business is not active or deactivated |
cardAllTimeLimitAmountExceeded |
The card level all time limit amount is exceeded |
cardDailyLimitAmountExceeded |
The card level daily limit amount is exceeded |
cardInactive |
Card is not active or deactivated |
cardMccNotAllowed |
The MCC code is blocked at the card level |
cardMonthlyLimitAmountExceeded |
The card level monthly limit amount is exceeded |
cardPerTransactionLimitAmountExceeded |
The card level per transaction limit amount is exceeded |
cardTransactionTypeNotAllowed |
The transaction type is blocked at the card level (ATM transactions disabled) |
cardWeeklyLimitAmountExceeded |
The card level weekly limit amount is exceeded |
cardYearlyLimitAmountExceeded |
The card level yearly limit amount is exceeded |
doNotHonor |
Card is not honored at this merchant |
expiredCard |
Card has expired |
invalidCVV |
CVV verification failed |
invalidPIN |
Invalid card PIN entered |
invalidCryptogram |
Invalid chip data |
invalidCurrency |
Invalid currency |
invalidCVV |
Invalid card CVV code |
invalidIssuer |
Invalid card issuer |
invalidMerchant |
Merchant is non-functional or there is a problem with the merchant configuration |
invalidPIN |
Invalid card PIN entered |
issuerNetworkError |
Network error connectinng to issuer processor - try running again |
issuerTimedOut |
Card network time out - try running again |
lowBalance |
Insufficient balance for transaction amount |
networkUnableToRoute |
Financial institution or network unknown for routing |
noCardAccount |
The card is cancelled or card number is not found |
ofacCountryNotAllowed |
The country is in OFAC sactioned list |
personInactive |
The person is not active or deactivated |
pinTriesExceeded |
The allowable number of PIN tries exceeded |
programAllTimeLimitAmountExceeded |
The program level all time limit amount is exceeded |
programAllTimeLimitCountExceeded |
The program level all time limit count is exceeded |
programCountryNotAllowed |
The country is blocked at the program level |
programDailyLimitAmountExceeded |
The program level daily limit amount is exceeded |
programDailyLimitCountExceeded |
The program level daily limit count is exceeded |
programInactive |
The program is inactive |
programMccNotAllowed |
The MCC is blocked at the program level |
programMerchantNotAllowed |
The merchant name is blocked at the program level |
programMidNotAllowed |
The merchant ID is blocked at the program level |
programMonthlyLimitAmountExceeded |
The program level monthly limit amount is exceeded |
programMonthlyLimitCountExceeded |
The program level monthly limit count is exceeded |
programPerTransactionLimitAmountExceeded |
The program level per transaction limit amount is exceeded |
programPerTransactionLimitCountExceeded |
The program level per transaction limit count is exceeded |
programTransactionNotAllowed |
All transactions are blocked at the program level |
programTransactionTypeNotAllowed |
The transaction type is blocked at the program level |
programWeeklyLimitAmountExceeded |
The program level weekly limit amount is exceeded |
programWeeklyLimitCountExceeded |
The program level weekly limit count is exceeded |
programYearlyLimitAmountExceeded |
The program level yearly limit amount is exceeded |
programYearlyLimitCountExceeded |
The program level yearly limit count is exceeded |
reenterTransaction |
The transaction has not been processed for an unknown reason - try again |
suspectedFraud |
The transaction was declined for suspected fraud |