[Early access document - subject to change]
You can create consumer credit cards for minors (aged 13-17) who are not financially responsible for the account. They simply are added as members to the family accounts to be able to spend money on their own cards. Notes:
- KYC is not required for minors
- Minor cards must be enabled for the program (by Solid)
- Billing/shipping address must match the account owner (parent)
- set "cardholderPersonId" field with the minor's personId
- set "cardholderType" field to "person"
ENDPOINT
- POST /v1/card
REQUEST
- {
- "cardType": "virtual",
- "label": "Minor Card",
- "bin": "credit",
- "accountId": "{{accountId}}",
- "cardholderPersonId": "{{personId}}",
- "cardholderType": "person",
- "currency": "USD",
- "limitAmount": "120.00",
- "limitInterval": "allTime",
- "billingAddress": {
- "addressType": "billing",
- "line1": "123 Main St",
- "line2": "",
- "city": "New York",
- "state": "NY",
- "country": "US",
- "postalCode": "10001"
- }
- }
RESPONSE
- {
- "id": "crd-80c70f56-fd2c-4689-9001-627fe303f057",
- "accountId": "acc-f05f27a0-ff7a-4088-b673-3982421c6612",
- "businessId": "",
- "programId": "prg-ddb08641-6565-465d-ba94-ed199497299f",
- "cardholder": {
- "id": "chd-c4902a8b-3796-4f31-b0e3-023f54491368",
- "personId": "per-618d0534-71e9-4424-99a3-61e791bbfffe",
- "billingAddress": {
- "addressType": "billing",
- "line1": "123 Main St",
- "line2": "",
- "city": "New York",
- "state": "NY",
- "country": "US",
- "postalCode": "10001"
- },
- "createdAt": "2022-06-21T14:34:50Z",
- "modifiedAt": "2023-03-14T01:00:04Z",
- "name": "Baby Doe"
- },
- "cardType": "virtual",
- "label": "Minor Card",
- "limitAmount": "120.00",
- "limitInterval": "allTime",
- "shipping": null,
- "currency": "USD",
- "expiryMonth": "03",
- "expiryYear": "2025",
- "last4": "6667",
- "cardStatus": "active",
- "activatedAt": "2023-03-14T01:00:04Z",
- "createdAt": "2023-03-14T01:00:04Z",
- "modifiedAt": "2023-03-14T01:00:04Z",
- "createdPersonId": "per-618d0534-71e9-4424-99a3-61e791bbfffe",
- "metadata": null,
- "bin": "credit",
- "allowedCategories": null,
- "availableLimit": "120.00",
- "blockedCategories": null,
- "embossingPerson": "",
- "embossingBusiness": "",
- "theme": "",
- "atmAccess": true,
- "allowedMerchants": null,
- "blockedMerchants": null,
- "walletId": "",
- "familyId": "fam-d8b5d10e-9bc0-4c5d-9ecd-3ef95bf8f2fa"
- }