Create an Account

You need to pass the businessId in the request object only if you create a business checking account. If you create a personal checking account, the personId is already included in the header.

During the account creation, it is your responsibility to present an option for the user to accept the Terms, after which you should set acceptedTerms as true in the request body. Learn more about Account Types.

ENDPOINT

1. POST /v1/account

REQUEST

1. {
2.     "businessId": "{{businessId}}",
3.     "label": "Primary",
4.     "acceptedTerms": true,
5.     "type": "businessChecking"
6. }

RESPONSE

1. {
2.     "id": "acc-63d656eb-fedc-4250-8111-48a5ff0faed9",
3.     "businessId": "bus-0fc3d3cb-f2bf-407b-8377-77acc57f5ea6",
4.     "label": "Primary",
5.     "routingNumber": "084106768",
6.     "accountNumber": "9990001157174403",
7.     "status": "active",
8.     "type": "businessChecking",
9.     "programId": "prg-b9f17601-4717-460e-bda5-9598f6f6db28",
10.     "isVerified": false,
11.     "verifiedAt": "",
12.     "acceptedTerms": true,
13.     "interest": "0.50",
14.     "fees": "0.00",
15.     "currency": "USD",
16.     "availableBalance": "1000.00",
17.     "sponsorBankName": "Evolve",
18.     "createdAt": "2021-12-15T21:20:33Z",
19.     "modifiedAt": "2021-12-15T21:20:33Z",
20.     "pendingDebit": "0.00",
21.     "pendingCredit": "0.00",
22.     "createdPersonId": "per-3ebfa3d2-5d36-411d-984a-9e3a328011c5",
23.     "accountInterestFrequency": "annual",
24.     "metadata": null,
25.     "config": {
26.         "card": {
27.             "virtual": {
28.                 "enabled": true,
29.                 "count": "1000"
30.             },
31.             "physical": {
32.                 "enabled": true,
33.                 "count": "100"
34.             }
35.         },
36.         "send": {
37.             "intrabank": {
38.                 "enabled": true
39.             },
40.             "ach": {
41.                 "enabled": true,
42.                 "sameDay": false
43.             },
44.             "wire": {
45.                 "enabled": true
46.             },
47.             "check": {
48.                 "enabled": true
49.             },
50.             "card": {
51.                 "enabled": true
52.             },
53.             "debitCard": {
54.                 "enabled": false
55.             }
56.         },
57.         "receive": {
58.             "intrabank": {
59.                 "enabled": true
60.             },
61.             "ach": {
62.                 "enabled": true,
63.                 "sameDay": false
64.             },
65.             "check": {
66.                 "enabled": true
67.             },
68.             "debitCard": {
69.                 "enabled": false
70.             }
71.         },
72.         "limits": {
73.             "send": {
74.                 "daily": "2000.00",
75.                 "monthly": "300000.53"
76.             },
77.             "receive": {
78.                 "daily": "4000000.00",
79.                 "monthly": "12000000.00"
80.             }
81.         },
82.         "fallback": {
83.             "originated": null,
84.             "received": null
85.         }
86.     }
87. }
88. ‍