During the account creation, it is your responsibility to present an option for the user to accept the Terms, after which you should set acceptedTerms as true in the request body. Learn more about Account Types.
Please note:
- When creating a business account, pass the "businessId" in the request object.
- When creating a family account, pass the "familyId" in the request object.
- When creating a personal account, the "personId" is already included in the header.
ENDPOINT
- POST /v1/account
REQUEST
- {
- "businessId": "{{businessId}}",
- "label": "Primary",
- "acceptedTerms": true,
- "type": "businessChecking"
- }
RESPONSE
- {
- "id": "acc-cdc4ca0a-2f1b-4c0b-9964-2339268c2d7b",
- "familyId": "fam-d8b5d10e-9bc0-4c5d-9ecd-3ef95bf8f2fa”,
- "businessId": "",
- "label": "Doe Money",
- "routingNumber": "084106768",
- "accountNumber": "9991238158805732",
- "status": "active",
- "type": "personalChecking",
- "programId": "prg-ddb08641-6565-465d-ba94-ed199497299f",
- "isVerified": false,
- "verifiedAt": "",
- "acceptedTerms": true,
- "interest": "0.00",
- "fees": "0.00",
- "currency": "USD",
- "availableBalance": "170.00",
- "sponsorBankName": "Test Bank",
- "createdAt": "2022-06-21T14:23:48Z",
- "modifiedAt": "2022-08-03T17:59:56Z",
- "pendingDebit": "0.00",
- "pendingCredit": "0.00",
- "createdPersonId": "per-c1df28cb-a889-41ea-9ab3-6b33c8985c0f",
- "accountInterestFrequency": "monthly",
- "metadata": null,
- "config": {
- "card": {
- "virtual": {
- "enabled": true,
- "count": "25"
- },
- "physical": {
- "enabled": true,
- "count": "5"
- }
- },
- "send": {
- "intrabank": {
- "enabled": true
- },
- "ach": {
- "enabled": true,
- "sameDay": true
- },
- "wire": {
- "enabled": true
- },
- "check": {
- "enabled": true
- },
- "card": {
- "enabled": true
- },
- "debitCard": {
- "enabled": true
- },
- "internationalWire": {
- "enabled": true
- },
- "digitalCheck": {
- "enabled": false
- },
- "physicalCard": {
- "enabled": false
- }
- },
- "receive": {
- "intrabank": {
- "enabled": true
- },
- "ach": {
- "enabled": true,
- "sameDay": true
- },
- "check": {
- "enabled": true
- },
- "debitCard": {
- "enabled": true
- }
- },
- "limits": {
- "receive": {
- "daily": "1000.00",
- "monthly": "10000.00",
- "intrabank": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "ach": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "check": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "debitCard": {
- "daily": "0.00",
- "monthly": "0.00"
- }
- },
- "send": {
- "daily": "1000.00",
- "monthly": "10000.00",
- "intrabank": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "ach": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "domesticWire": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "internationalWire": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "check": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "card": {
- "daily": "0.00",
- "monthly": "0.00"
- },
- "debitCard": {
- "daily": "0.00",
- "monthly": "0.00"
- }
- }
- },
- "fallback": {
- "originated": null,
- "received": null
- },
- "incoming": {
- "achPull": {
- "enabled": true,
- "allowedOriginators": [],
- "blockedOriginators": []
- }
- }
- }
- }